The most important reason for using GEM is that we work for you, not the banks. We speak to you first to find out what you need, and then we use our knowledge of the market to better negotiate with the lenders. Then we get a range of options before we work out which one is right for you, not what’s right for the lenders.We discuss what your financial needs and goals are. Then we research the many different products from a range of lenders to ensure we find the right solution.

And just to make things even easier, we’ll do the paperwork, manage the application process and then take it through to settlement.