The most important reason is we work for you, not the banks. We speak to you first to find out what you need, and then we use our knowledge of the market to better negotiate with the lenders. Then we get a range of options before we work out which one is right for you, not what’s right for the lenders.
Why should I use a mortgage broker?
What documents do I need?
Most lenders follow a similar process when it comes to approving loans, so they generally need the same documentation.
To keep the process moving forward, it helps to bring the documents such as 100 points of ID, payslips, bank statements, rates notices, tax returns to the meeting with your broker. This can help fast-track your loan application.
How does the process work?
For a home loan we suggest:
- Arrange a pre-approved loan
- Find your property
- Make an offer and sign a Contract of Sale
- Appoint a conveyancer/solicitor
- Pay the deposit
- Make sure you have a cooling-off period
What areas do you service?
We serve all of NSW including the Sydney metro, Illawarra, Newcastle and the central coast and regional NSW. We can also arrange finance all over mainland Australia
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