At GEM Wholesale Mortgages, we offer flexible vehicle finance solutions to help you purchase or refinance your car, truck, or other vehicles. Whether you’re buying a new or used vehicle for personal or business use, our team is dedicated to finding the best financing options that suit your needs and budget.
We work with a wide network of lenders to ensure you have access to competitive rates and terms, making the vehicle financing process simple and stress-free. Our vehicle finance services include:
- Personal Vehicle Loans: If you’re buying a car for personal use, we can help you secure a loan with affordable repayment terms and competitive interest rates.
- Business Vehicle Finance: For businesses looking to purchase vehicles, we offer tailored financing solutions that can help manage cash flow while allowing you to upgrade or expand your fleet.
- Chattel Mortgages: For businesses, a chattel mortgage allows you to purchase a vehicle and secure the loan against the vehicle itself. This option may provide tax advantages, such as claiming GST on the purchase price.
- Hire Purchase: With a hire purchase agreement, you can secure a vehicle loan where you make fixed monthly payments over a set period. Ownership transfers at the end of the loan term.
- Refinancing: If you have an existing vehicle loan with high rates, we can help you refinance it to get better terms and reduce your repayments.
At GEM Wholesale Mortgages, we simplify the vehicle finance process by providing expert advice and personalised service, ensuring you get the best deal for your vehicle purchase or refinance.